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How to Give Big Gifts for a Small Price Tag

| November 07, 2016
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We are ten days out from Christmas, and you know what that means! Wrapping paper shreds everywhere, cookies in the oven (hopefully not burning), and that same Bruce Springsteen song about Clarence getting a new saxophone playing over and over and over…

Sounds pretty crazy, right?

Take all of this chaos, add a nice big price tag at the end of it all, and we begin to wonder -  is Christmas really even worth it? For a holiday that only lasts for twenty-four hours, it seems like a lot of unnecessary stress. And we haven’t even gotten to the price tag!

Because Christmas is so incredibly stressful, the last thing people want to think about is the cost of it all. For some, the mentality of swipe now, pay later can get them in serious trouble. We think we’ve found a way to preserve the magic of the season, still give incredibly thoughtful gifts, and save money in the process.

  1. Break out the glue guns
    Homemade gifts can hold significantly more sentiment than any store-bought present, and they’re cheaper. Scroll through Pinterest for some inspiration, get the grandkids involved, and start crafting!

     
  2. Gift your time
    You’ve heard the saying “Time is Money” – it’s true! Time is incredibly valuable, making it an excellent gift to give to others. Whether it’s babysitting, cleaning, or even just running a few errands for someone, gifting your time can leave an impression that will last far beyond December 25th.

     
  3. Write a letter
    We all know that person who has everything – they’re the hardest to shop for, and for good reason. Instead of trying to win their affections with the latest, greatest gadget, take ten minutes and write down a heartfelt letter describing why you’re thankful for them. Chances are, it’ll be the best gift they receive all year.
  1. Get to baking
    Christmas and cookies go together like Santa and Mrs. Clause – is it even the holidays without them? Make a handful of different treats, package them up with pretty, glittery bows, and give them out as an affordably delicious present!

While we can’t do too much about how stressful holiday cheer can become, we can give you some tips to help you keep Christmas affordable. Try out one or two of these this year, and see how much nicer your credit card bill is come January!

If we at Kemp Harvest Financial Group can help you in any way with regard to your budgeting or financial planning needs, please feel free to contact us.

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Securities and advisory services offered through LPL Financial, a Registered Investment Adviser. Member FINRA/SIPC.

The opinions voiced in this article are for general information only. They are not intended to provide specific advice or recommendations for any individual and do not constitute an endorsement. To determine which investments may be appropriate for you, consult with your financial professional. Please remember that investment decisions should be based on an individual’s goals, time horizon, and tolerance for risk. 

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