Saying Goodbye to Coupons?

August 25, 2016

Couponing has turned into an extreme sport for some, even granting its own TV series and cult-like following. They’re saving loads of money, for sure, but not everyone has the ability to commit to such an undertaking!

For those who don’t have the time or energy to pour into couponing, there are ways to still save money on your weekly shopping excursions. We found our inspiration for this list from Dave Ramsey’s recent blog post, found here.

  1. Don’t make dinner a huge production
    You may have grown up eating a three course meal every night, but that doesn’t mean you have to keep cooking that way. It’s okay to have a quick and easy meal, the majority of the time. This will help you save money, time, and calories. Who doesn’t love that?

  2. Generic, generic, generic
    Generic brands are cheaper; there’s no getting around that. However, consumers can’t seem to support the generic label in the same way they rally around brand names. The reality is, most generic and brand names are the exact same product, just with a different label. Especially with staple food products like flour and sugar, you probably won’t notice a difference, but your wallet will.

  3. Shop around
    Shopping can become a routine task, and you may be unaware of cheaper deals happening at other stores. Take a few minutes, skim through the week’s circulars, and see where sales are happening. There may be other stores with better deals than your current favorite neighborhood grocer. Look around and see what you can find - jumping outside of your comfort zone could save you a few dollars!

  4. Plan ahead
    You know that at Kemp Harvest, we absolutely love planning. It’s the best way to be as prepared as possible for whatever may come your way. The same goes for running errands! Figure out what you’ll need for the week, create a list, and then stick to it. This will help you stay on budget, and prevent those unnecessary impulse buys. You may have fewer candy bars laying around, but you’ll have more money to spend other places – a nice restaurant, new shoes, even paying off old debt!

  5. Put the plastic away
    It’s certainly easier to pay with a credit card, but shopping with cash will ensure you’re on budget. It’s a simpler version of the envelope budget, but it works for a reason. Decide beforehand how much you’re willing to spend, and only bring that much with you. You’ll be forced to only purchase exactly what you need, and skip out on the extras things that can wait for another week or two.

While these suggestions aren’t all encompassing, they’re a great way to get into the mindset of saving money everywhere, no matter how little. Even a few dollars from week to week can really add up! Without the hassle of clipping and compiling coupons, you can certainly change your shopping experiences into money-saving soirees.

If we at Kemp Harvest Financial Group can help you in any way with regard to your financial planning needs, please feel free to contact us.

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